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Sometimes called the Obama homeowners Refi, the harp program was launched in 2009 as part of that years economic stimulus program.
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The harp mortgage program expires at the end holiday of 2016.
Can you use an extra 250 a month?
There were two main changes in harps second release : New mortgage lenders were indemnified from errors of the original lender All loan-to-value restrictions were removed; 125 LTV was no longer a limit The changes to harp gave.S.
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Read about them here.
If your loan was opened before June 2009 and it homeowners is owned by Fannie Mae or Freddie Mac, you are likely eligible.
Harp Refinance Is Not A Scam, Says Government.